A Life Care Community: Senior Care and Independent Living

Life’s a Breeze with Life Care

Sierra Winds is a not-for-profit Life Plan Community, also known as a Continuing Care Retirement Community (CCRC). Life Care is a long-term care contract option available to qualifying seniors who first enter the community as an independent living resident. If the resident requires higher levels of senior health care in the future, the community provides that care with little change to their monthly fee. In essence, a senior can enjoy the enriching lifestyle with the peace of mind that comes from knowing they have a smart plan in place for the future.

Life Care

A forward-thinking plan for your health and finances frees you to fully enjoy the rich lifestyle now with less worry and less stress.

We offer 2 options for Type A Life Care contracts. One is our Return of Capital plan, which offers residents smart asset protection. This contract requires a one-time entrance fee, 80% of which will be returned to you or your estate. The second Life Care contract option is a more traditional contract for those who prefer a smaller entrance fee. The smaller entrance fee will amortize over time, until eventually there will be no return of capital.

Either Life Care contract can provide substantial savings over time. Our community’s not-for-profit status means that a portion of your entrance fee and monthly fees may be tax deductible. And within a Life Care contract, seniors can avoid the volatility of the health care market.

To find out more about the benefits of a Life Care community, fill out the contact form on this page.

Frequently Asked Questions

We offer 2 options for Type A Life Care contracts. One is our Return of Capital plan, which offers residents smart asset protection. This contract requires a one-time entrance fee, 80% of which will be returned to you or your estate. The second Life Care contract option is a more traditional contract for those who prefer a smaller entrance fee. The smaller entrance fee will amortize over time, until eventually there will be no return of capital.

Under both of the Life Care contract options, the resident will have access to a continuum of care with little change to their monthly fee. Though, the Return of Capital plan covers a private room in Skilled Nursing, and the traditional contract covers semi-private accommodation.

For those who cannot or do not want to invest in Life Care, we also offer the option to rent your apartment home. Seniors with a rental contract will have access to all the benefits of community living, but will not have the security of priority access to care.

You also have the option to rent your apartment home. You will still enjoy the community and lifestyle benefits, but long-term care benefits aren’t included in the rental contract.

The monthly fees include weekly housekeeping with linen and towel service; preventive maintenance; utilities (water, gas, electric, basic phone and basic cable); choice of several meal plan options; access to common areas, including the fitness center. Under either of our Life Care contracts, residents also have access to our long-term senior health care services. There are, however, additional charges for Resident Services, which is specialty care provided to independent living residents who need a small amount of health care support to remain comfortably independent.

The Sierra Winds Charitable Foundation provides confidential financial assistance for Life Care services to residents who, through no fault of their own, outlive their resources.

Both the entrance fee and monthly fee will vary according to the residence, apartment size and the number of occupants. But, as a not-for-profit community, a portion of both the entrance fee and the monthly fee may be tax deductible.